The True Cost of Waiting
If home prices and interest rates continue to rise, waiting to buy could cost you tens of thousands of dollars. See your exact financial penalty below.
Market Assumptions
Adjust the sliders to match your scenario.
Ready to stop waiting?
Don't let the market price you out. Let's find your home today.
Book Buyer Strategy CallWait 1 Year
New Home Price
$468,000
New Monthly Payment
$2,958 /mo
+$256/mo more
Lost Equity (Wealth)
$18,000
Wait 3 Years
New Home Price
$506,189
New Monthly Payment
$3,529 /mo
+$826/mo more
Lost Equity (Wealth)
$56,189
Wait 5 Years
New Home Price
$547,494
New Monthly Payment
$4,185 /mo
+$1,483/mo more
Lost Equity (Wealth)
$97,494
What this means for you
If you wait 3 years to buy a $450,000 home, and the market appreciates at 4% per year while rates rise by 0.5% annually, that same home will cost $506,189. Your monthly payment will increase by $826 every single month, and you will have missed out on $56,189 in pure equity wealth.